Question 1

Do I need a brokerage account to use ETF.PLAN?

Accepted Answer

Yes — ETF.PLAN tells you what to buy, but you execute the trades yourself on a platform like Robinhood, eToro, or Interactive Brokers. All are free to open and commission-free for ETFs.

Question 2

Is my money safe with ETF.PLAN?

Accepted Answer

Your money never touches ETF.PLAN — we don't hold any funds. You invest directly through your regulated brokerage. We only track what you tell us you bought.

Question 3

Can I lose money investing in ETFs?

Accepted Answer

Yes — any investment can go down short term. But over 10 years, the S&P 500 has never had a negative return on a 10-year hold. The ~9% balanced return is a historical average. The longer you hold, the safer it gets.

Question 4

How much money do I need to start?

Accepted Answer

ETF.PLAN is designed around $50, $100 or $150/month. Most brokers let you start with as little as $1 using fractional shares. ETF.PLAN itself is free.

Question 5

Is ETF.PLAN free?

Accepted Answer

Yes, ETF.PLAN is 100% free. The core personalised ETF plan will always be free.

Question 6

How often do the ETF picks change?

Accepted Answer

Our scoring engine runs every market day. Picks update weekly based on momentum, stability and trend scores across 42 ETFs.

ETF Investing Blog